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George Michael

George was appointed as the exchange control manager at Standard Bank's Cape Town International Service Centre in 1990. After 1995 he spent time dealing with capital investments including structuring back-to-back finance transactions using a variety of payment mechanisms. In 2003 George returned to the exchange control field as Standard Bank's Manager for the Western Cape. George has now recently retired from that position.

George has an extensive knowledge of exchange control and foreign exchange including documentary credits and collections, guarantees, specialized trade and letters of credit.

George has now joined XConsult and will concentrate on corporate and business exchange control matters including foreign loans, cross-border transactions, service agreements, sales agreements, foreign loans and foreign direct investments.


Reg McCluskey

Reg joined Standard Bank in December 70 and is a seasoned all rounder with his first managerial appointment as Money Market manager for the Cape region in 1983. He subsequently spent some time in Credit and then as manager of several branches.

In 1999 Reg was appointed as an Account Executive in the Commercial Suite and later as a Relationship Manager in Standard Corporate Investment Banking.

In 2006 he specialised in transactional banking where he ran the Non Banking Financial Instituions portfolio for SBIC Cape Town from which he recently retired.

His experience with large corporates have involved him in many aspects of exchange control.

Reg has joined XConsult where he will be involved in all aspects of exchange control matters.


George Michael cell: +27 (0)84 207 1991 george@xconsult.co.za
  Reg Mc Cluskey cell: +27 (0)83 259 4646 reg@xconsult.co.za